Paycheck Budget Planner

BUDGET BY PAYCHECK.

WHY THIS ONE

• Built for how you actually get paid: weekly, every 2 weeks, twice a month or monthly. Each paycheck shows the bills due before the next one and what's left for you.
• Bills, savings goals and a 52-week savings challenge in the same file.
• Built for real use: peach cells are the only place you type, and formulas are protected so nothing breaks.
• Buy once: no subscription, no app, no monthly fee.

WHAT IT DOES

• Bills: name, amount, due day and autopay. Tick each month when it's paid; status shows PAID, DUE SOON or LATE.
• Paycheck Planner: your first payday, how often you're paid and your take-home pay. A full year of paychecks, the bills each one covers (by name), and LEFT AFTER BILLS.
• Savings Goals: target, saved so far and target date: what to save each month, with progress bars.
• 52-Week Savings Challenge: count up from $1 or down from $52 and track what you've saved.
• Overview dashboard: next payday, bills before it, what's left, and a chart of your next 12 paychecks.
• A Start Here tab with step-by-step instructions.

WHAT THIS IS NOT (no surprises)

• Not connected to your bank and not financial advice.

Want the full budget too? Our Ultimate Budget Planner includes this paycheck planner plus a monthly budget, transactions, debt payoff and more.

Works In: Google Sheets (free Google account) on a computer or phone, AND Microsoft Excel: a tested Excel version (.xlsx) is included for Excel 365, Excel 2021 or newer, and free Excel for the web.

What You Get: a PDF with a link to make your own copy in your Google Drive, plus a download link for the Excel version. Digital product.

Great for: Paycheck Budget, Biweekly Budget, Budget by Paycheck, Bill Tracker, Bill Planner, Budget Spreadsheet, Savings Tracker, Savings Challenge, Money Planner, Paycheck Planner, Finance Tracker, Budget Template, Google Sheets