Freelancer Invoice & Quarterly Tax Estimator

Know What To Set Aside. Know What To Pay. Every Quarter.

WHY THIS ONE

• Real 2026 math, not a flat guess: the 2026 federal brackets, standard deduction, self-employment tax (with the Social Security wage cap) and the 20% QBI deduction, for single, married filing jointly or head of household.
• Invoices built in: clients, invoices, line items and a printable invoice page, so the money you're owed and the tax you owe live in one file.
• Built for real use: gray cells are the only place you type, and formulas are protected so nothing breaks.
• Buy once: no subscription, no app, no monthly fee.

For freelancers, 1099 contractors, consultants, designers, writers, VAs and anyone self-employed who has to pay estimated taxes.

WHAT IT DOES

• Quarterly Tax: what to pay by each due date (Apr 15, Jun 15, Sep 15, Jan 15), federal and state, as a running target. Status shows PAID UP, DUE SOON or PAST DUE.
• Safe-harbor target: type last year's tax and it figures the smallest amount that avoids the underpayment penalty (100% of last year, 110% over $150k AGI, or 90% of this year).
• SET-ASIDE %: the share of every payment to move into savings for taxes.
• Invoices: number, date, client, project, due date from your terms, paid date and amount. Status shows PAID, OPEN, PART PAID or OVERDUE, with days late.
• Invoice Lines and a printable Invoice page with your name, the client's address, hours x rate, total, paid and balance due.
• Other Income for Upwork, Fiverr, Stripe payouts or cash jobs.
• Expenses by category with business-use % (meals count 50%), and a Mileage log with the 2026 IRS rate by date (72.5 cents, then 76 cents from July 1).
• Monthly: money in, expenses, mileage, profit and set-aside for every month. Overview dashboard with a profit-by-month chart.
• A Start Here tab with step-by-step instructions. Tax Tables you can update each year.

WHAT THIS IS NOT (no surprises)

• Not tax software and not tax advice: it's an estimate to plan with. Check with a tax professional before you file.
• Doesn't file or pay for you: you pay at irs.gov/payments and your state's site.
• Doesn't include itemized deductions, credits, retirement contributions, high-income QBI limits or your state's own rules (state is a flat rate you enter).

Works In: Google Sheets (free Google account) on a computer or phone, AND Microsoft Excel: a tested Excel version (.xlsx) is included for Excel 365, Excel 2021 or newer, and free Excel for the web.

What You Get: a PDF with a link to make your own copy in your Google Drive, plus a download link for the Excel version. Digital product.

Great for: Quarterly Tax, 1099 Tax Tracker, Self Employed Tax, Freelancer Invoice, Estimated Tax, Invoice Template, Tax Set Aside, Freelance Tracker, Small Business, Income Tracker, Mileage Log, Expense Tracker, Google Sheets