Couples Budget Planner

BUDGET TOGETHER. SPLIT IT FAIRLY.

WHY THIS ONE

• A real split, not just two columns: shared spending is split 50/50 or by income, and it tells you WHO OWES WHO this month and this year.
• The full budget for two: monthly budget, transactions, bills, savings goals, debt payoff, paycheck planner and a dashboard.
• Built for real use: peach cells are the only place you type, and formulas are protected so nothing breaks.
• Buy once: no subscription, no app, no monthly fee.

WHAT IT DOES

• Couple Split: your two names, each take-home pay, and how you split (By income or 50/50). On each transaction pick who paid: you, your partner or the joint account.
• See what each of you paid, your fair shares, and WHO OWES WHO, for the month you pick and for the year. Joint-account spending is counted separately.
• Monthly Budget: budget vs spent for 30 ready-made categories with progress bars.
• Bills with due days and paid checkmarks, Savings Goals, a Debt Payoff plan (snowball or avalanche, debt-free date), a Paycheck Planner and the 52-week Savings Challenge.
• Annual Overview and a dashboard of your money together.
• A Start Here tab with step-by-step instructions.

WHAT THIS IS NOT (no surprises)

• Not connected to your bank and not financial advice.

Works for roommates too: just use your two names.

Works In: Google Sheets (free Google account) on a computer or phone, AND Microsoft Excel: a tested Excel version (.xlsx) is included for Excel 365, Excel 2021 or newer, and free Excel for the web.

What You Get: a PDF with a link to make your own copy in your Google Drive, plus a download link for the Excel version. Digital product.

Great for: Couples Budget, Shared Expenses, Split Bills, Joint Budget, Couples Finance, Budget Spreadsheet, Expense Tracker, Newlywed Gift, Roommate Budget, Monthly Budget, Debt Payoff, Money Planner, Google Sheets